The Open Enrollment period for health insurance under the ()begins November 15. There are still many who don'?t have insurance, and those who do should be aware of changes in policies, premiums, penalties and deductibles. Joining us to discuss what consumers should be aware of during this enrollment period are Cara Stewart, Health Law fellow with the ; Vice President for Policy and External Relations Kathryn Keller; and Maureen Corcoran, president of .